Home Community Caregiver Support Housing Daily Care Health Conditions Money & Legal Products Expert Q&A
Warning Signs That Your Parent's Finances Are Off Track - And What To Do About It
Tax Tips for Caregivers and Seniors
Growing Wealth During Your Golden Years
Understanding Reverse Mortgages: The Pros and Cons
Organizing Your Finances6. United States Department of Justice
If your parent has a disability, particularly with physical movement, learn about the Americans With Disability Act administered by the U.S. Department of Justice. Its website offers briefings and cost-free publications on the regulations to grant universal access to the disabled.
www.ada.gov/publicat.htm#Anchor-14210
7. Food and Drug Administration
Your parent is probably taking five to as many as 10 different prescription drugs, perhaps prescribed by different doctors. As caregiver, you should be aware of every one of the drugs, know its mission in the body and, particularly the side effects and conflicts with other medications. The federal Food and Drug Administration offers a giant database on every drug approved by the agency, listing active ingredients, purpose or mission of the medication, dosing recommendations and the side effects and conflicts.
www.fda.gov/cder/index.html(At the top right hand on the opening page, click the link to Drugs@FDA)
8. Your U.S. Senator
Every senator has a staff specialist on elder affairs, programs and services, probably in major cities of your state plus in Washington, D.C. The staff person can both advise and advocate for benefits or services for your parent. Know that bureaucrats listen immediately to an aide for a United States Senator.
www.senate.gov
Click the Senators link.
9. Your Congressional Representative
Most Representatives in the United States Congress also have staff specialists on elder affairs, programs and services and can provide both information and advocacy.
www.house.gov(Click the Representatives by State link)
10. Area Agency on Aging
There is a federally-mandated Area Agency on Aging in your county or city. This agency is staffed by professionals who know every elder program and service, including available funding sources, in your area. Staff is often aided by volunteers who serve as drivers for transport and Meals-on-Wheels, for respite services and other duties. Gather up the same information you collected for the two sites detailing the national, and even state, programs for which your parent may qualify and make an appointment to meet with a counselor at the Area Agency on Aging. The staff person can advise regarding programs and qualifications and even help prepare the necessary applications and documentation. Often, the counselor will even call a recommended agency, program or service to advise that your application is headed their way. Access your Area Agency on Aging through your telephone book and call the office for an appointment, at which time you should also ask if they have a website that you can access in advance of an in-person visit.
In Summary
Use these resources and you may gain a world of vital information as well as increased income and services for your parent. And you just may find your caregiving less stressful and demanding.
--------------------------------------------------------------------------------
Leonard J. Hansen is recognized as the pioneer journalist and author writing to, for and about mature adults, founding, publishing and editing Senior World newspapers and a syndicated newspaper columnists. He has received 106 professional awards and fellowships for his journalistic and creative work. Access his website at: www.lenhansen.com
Jun 11, 2008
Suggest Removal
I am caring for my aging disabled father in myhome and want to now if you can get compensated for it to cover some of the bills, we live in Phoenix, AZ. Ifanybody hasiany answers please let me know.
Valerie
Jun 23, 2008
Suggest Removal
My aunt is elderly (89) and only has social security income. She is not able to pay her Minnesota property taxes. Are there any tax assistance programs in Minnesota that could help?
HisPony
Jun 23, 2008
Suggest Removal
As a recent Retiree from the Navy I would like to add a few things about the VA:
1) If the person was released from the military for a Disability or Retired after 20 years of service, you will need thier DD 214 before contacting the VA Hospital for Medical appointments. If you don't have one, you can still contact them for a starting place to receive a replacement.
2) To increase the person's Disability Compensation you will need a Medical History from the time of departure to the present. You will also need the original Disability Rating Letter issued from the VA.
3) The biggest misconception is that a Disabled/Retired Millitary member has to go to a VA hospital to be seen!! This is not true, the person can sign up for TRICARE Prime and see a doctor that accepts TRICARE in thier home town. TRICARE has a list of approved doctors for your area. I pay $460 a year for a Family Plan that allows me to see a doctor who is only 5 miles from my home. If the person is on Medicare/Medicad the regular TRICARE will pick up all copays. Contact TRICARE and they will explain all of the details.
4) Most states now have a state sponsored Veteran Office that help Veterans and thier families through the paperwork process. A quick internet search or phone call to the VA should help you get in touch with the right people.
I am in no way affiliated with the VA or any other organization, just a retired Vet that is trying to help people get pointed in the right direction.
Jack
Answers from our Experts
I am caring for my 81-year-old mother who lives with me. She is very controlling, wants to rule my life, and treats me like I’m still a teenager. Pointing this out to her doesn’t seem to do any good. What can I do?
You need the "Jacqueline Marcell emotional shield." Put it on every day, and then don't let anything she says bother you; all negativity has to bounce right off.
Full Answer...
Caregiver Poll
How often do you get a break from caregiving? (i.e. someone else - friend, relative, home care worker, adult day care -- takes care of your loved one)
0 - 3 hours a week
1 - 5 hours a week
Never
More than 10 hours a week
Next Poll »
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Wednesday, July 2, 2008
MALDEN COMMUNITY SENIOR CENTER
I found it interesting that we stick with the "senior' word when we raise funds for the newly renovation and furnishing of the church building downtown Malden but when it is planning for the use we try to de-emphasize the expression senior and open up the discussion as a use for the whole community. It seems that some organizations may get the idea that is should be for the general use and not just the participation of the general population of the city. I hope the fact that we have 10,000 seniors and growing in the City of Malden who needs to be given priority consideration in how we will put the NEW SENIOR CENTER to maximum use and service for the SENIORS
Senior is Latin for "elder."
Baby boomer is a term used in Canada and the United States to describe a person who was born during the post-WW2 baby boom between 1946 and 1964.[1][An elder (in Greek, πρεσβυτερος [presbyteros is a person valued for his wisdomwho accordingly holds a particular position of responsibility in a Christian group. However, elders exist throughout world cultures
To me Senior used to describe a person over 50 is not a "dirty Word" to be avoided
but should be used to bind a segment of the population that has aged in the City of Malden to work to help each other and improve the health and welfare of all in the community.
Howard McGowan
Malden Senior
349 Pleasant Street
Malden, Ma 02148
781 324 8076
MALDEN SENIOR DECLARATION INDEPENDENCE
Declaration of Independents
By: Barbara Basler Source: AARP Bulletin Today Date Posted: Dec
Suzanne Stark, 79, lives in a book-lined apartment in central Boston's lovely Beacon Hill neighborhood. Independent and active, the author and freelance writer nevertheless acknowledges there are times when problems arise and she needs help. Like when her beloved cat Zenobia became suddenly, violently ill, and Stark couldn't get her into a carrier to take her to the veterinarian.
"I tried everything, and then I called Beacon Hill Village," she says. "I said, 'I know this is weird, but can you send someone to help me get this cat in the carrier?' And they did."
Beacon Hill Village is a revolutionary, all-encompassing concierge service created by residents who want to grow old in the homes they have lived in for years.
Now, they can do that, confident that even as they age they can deal with almost any contingency, large or small, without relying on relatives or friends. To preserve their independence, they can turn to the village, as the nonprofit association is known, which helps its 320 members find virtually any service they need—from 24-hour nursing care to help with a wayward cat, often at a discounted fee.
Their innovation is so appealing that a national expert on aging at the Massachusetts Institute of Technology asserts it could well change the way Americans—and the rest of the world—grow old. "The assisted living and the die-with-a-golf-club-in-your-hand communities had better take notice," says Joseph Coughlin, director of the MIT AgeLab, a think tank on aging.
This fresh concept is already attracting attention far beyond the quaint cobblestone walkways of Beacon Hill. In the three years since it started, the village has received more than 200 inquiries—from places as diverse as Manhattan and Las Vegas.
The group's grassroots creators are now writing a how-to manual so others can replicate the village in their own neighborhoods. And MIT is working on a plan of the concept that could be used around the world.
"With Beacon Hill Village you have life, you don't have retirement," Coughlin says. The village not only links members to carefully vetted personal trainers, caterers, house cleaners, plumbers and computer advisers, it also offers them a number of free benefits such as weekly car service to the grocery. Other free benefits include monthly lectures by notable Bostonians, exercise classes and special health clinics—all activities that take place in neighborhood churches, schools and a community center.
The village hasn't yet had a request it couldn't help fill, says Judy Willett, the social worker hired to direct the association and its two other full-time employees. "We even had a member in the hospital call and ask us to find someone to pick up her betting slips at the track. And we did," she says.
"We wanted everything you'd find in a retirement community or assisted living—but we wanted these services in our own homes," explains Susan McWhinney-Morse, 72, the president of Beacon Hill Village, who was one of the 12 residents who helped create it. "We didn't want to leave the neighborhood we love."
Village founder and member J. Atwood "Woody" Ives, 69, says, "Even the places they call active retirement communities tend to be depressing. They're so artificial—everybody there is old."
But, he says, by staying in his own neighborhood, "I see college students, couples, young families, old people. There is a great mix here, and I think that adds to the quality of life."
Any neighborhood resident age 50 or older can join the village. Its members include retirees in their 90s as well as working people in their 50s and 60s.
"The younger ones join because they like the convenience of our services or they need help caring for a parent who lives with them," Willett says. "They want to support Beacon Hill Village, make sure it will be there as they age."
Membership costs $550 a year per person, $750 a year per couple and $100 a year for lower-income residents, who also get a $250 credit toward services. And the village has people who charge as little as $15 an hour for odd jobs.
The woman the village sent to help Suzanne Stark with Zenobia spent all afternoon with them—driving Stark and her cat to the vet, waiting, then driving them to the animal hospital and finally home. "That saved Zenobia's life," Stark says. The cost of the service: $35.
In many cases remaining at home and using the village's à la carte services is much cheaper than assisted living, Willett says. If, however, someone becomes ill enough to need 24-hour care or other expensive services, the total costs probably will equal those of a nursing home, "but with one big difference: You are in your own home."
Village employees not only provide information and referrals, they telephone members to check that each job was completed satisfactorily.
Although members are entitled to highly personalized attention, the tiny staff—operating out of a one-room neighborhood office—has never been overwhelmed because only about a third of the members call the village frequently. Another third use it now and then, while the remainder draw mainly on its social offerings—lectures, weekly lunches in a local restaurant and day trips to places like the Newport Jazz Festival.
"The social aspect is the secret sauce here," says MIT's Coughlin. "Just bringing services to your door doesn't ensure a good life. People, especially older people living alone, need to be engaged, they need reasons to go out, to be a part of a community. And the village works to give them that."
The core group of 12 residents laid the groundwork for the project with meticulous research, drawing up a business plan, vetting and recruiting a number of businesses and health providers, all of them eager to have a reliable stream of customers. Two key concerns joined their effort early and helped anchor it—Harvard Medical School's Massachusetts General Hospital and HouseWorks, a Boston home services company.
The gifted amateur organizers, however, were canny enough to realize they needed help. By donating their own money and raising contributions from others in the neighborhood who believed in the idea, they hired professionals to help market the village concept to residents. They also approached several foundations for money for the subsidized memberships.
The village still relies on foundations and support from board members and the community, but membership is growing by about eight new members a month.
"Membership fees pay for about 50 percent of our expenses, and within a year we think that will rise to 60 percent," Willett says.
The leafy streets of Beacon Hill are lined with 19th-century townhouses where people such as Henry James and Louisa May Alcott once lived. Today's residents live in a dense mix of fine homes, imposing apartment buildings, condos and even subsidized housing for older people, but they still tend to be well heeled and well educated. Can their aging solution really be transplanted to other, very different communities?
Yes, says Coughlin, because innovations "always start at the top, rather than the middle or the bottom. Of all the ideas we've seen here at the AgeLab, this one has got a better chance of going mainstream than many others."
Establishing this city-bred idea in the suburbs and beyond may actually be easier "because the cost of living, the cost of services is much less expensive there than here," says Sue Bridge, 66, one of the founders who, with help from alumni volunteers from Harvard University's School of Business, wrote the village's business plan.
Coughlin points out that "some of the best-knit communities in America are not in the city but in the country, in rural agricultural areas where institutions of faith often organize services and contacts for people."
Transportation in the suburbs or exurban areas could be an issue, but he does not see it as an insurmountable problem. "You have to think creatively," he says. "Missoula, Montana, for example, uses its airport shuttles in the off-peak hours to ferry older residents where they want to go and to take families to visit relatives in nursing homes."
"What we need," Coughlin says, "are folks with the passion to work these things out." Those people may be in a neighborhood association or they may be entrepreneurs "who see an explosion of disposable income and a demand for services that needs to be met."
One of the biggest obstacles to this effort to change the way people age has been the residents themselves. Village research shows that of the 13,000 people in the Beacon Hill area, 14 percent are age 60 or older, and some of these people were the most resistant.
"We couldn't believe all of the people we approached about joining who told us, 'That's a great idea, but I'm not ready yet,' " says board member Ives. "These were people in their 80s and 90s. People just hate to admit they need any kind of help."
Instead, "too many deal with aging by cutting back on where they go and when, what they do, who they see," says Bridge. "Their lives become more and more constricted. When they join the village, suddenly life opens up again."
One resident who initially resisted the village is now a booster. "They treat me like a queen," says Dorothy Weinstein, 97, who recently signed up for a village trip to New Hampshire to see the fall leaves. "They've been a saving grace."
She uses the village grocery service and calls the office when she needs an escort to her clinic appointments. The village even has volunteers who accompany her on neighborhood walks.
A resident of Beacon Hill for 53 years, still living in the house where she and her late husband raised their sons, Weinstein wouldn't think of moving.
"Where would I be as content as I am here?" she asks. "I look out my window at the park. I see people passing. I talk to old neighbors I know. This is the way I want things."
By: Barbara Basler Source: AARP Bulletin Today Date Posted: Dec
Suzanne Stark, 79, lives in a book-lined apartment in central Boston's lovely Beacon Hill neighborhood. Independent and active, the author and freelance writer nevertheless acknowledges there are times when problems arise and she needs help. Like when her beloved cat Zenobia became suddenly, violently ill, and Stark couldn't get her into a carrier to take her to the veterinarian.
"I tried everything, and then I called Beacon Hill Village," she says. "I said, 'I know this is weird, but can you send someone to help me get this cat in the carrier?' And they did."
Beacon Hill Village is a revolutionary, all-encompassing concierge service created by residents who want to grow old in the homes they have lived in for years.
Now, they can do that, confident that even as they age they can deal with almost any contingency, large or small, without relying on relatives or friends. To preserve their independence, they can turn to the village, as the nonprofit association is known, which helps its 320 members find virtually any service they need—from 24-hour nursing care to help with a wayward cat, often at a discounted fee.
Their innovation is so appealing that a national expert on aging at the Massachusetts Institute of Technology asserts it could well change the way Americans—and the rest of the world—grow old. "The assisted living and the die-with-a-golf-club-in-your-hand communities had better take notice," says Joseph Coughlin, director of the MIT AgeLab, a think tank on aging.
This fresh concept is already attracting attention far beyond the quaint cobblestone walkways of Beacon Hill. In the three years since it started, the village has received more than 200 inquiries—from places as diverse as Manhattan and Las Vegas.
The group's grassroots creators are now writing a how-to manual so others can replicate the village in their own neighborhoods. And MIT is working on a plan of the concept that could be used around the world.
"With Beacon Hill Village you have life, you don't have retirement," Coughlin says. The village not only links members to carefully vetted personal trainers, caterers, house cleaners, plumbers and computer advisers, it also offers them a number of free benefits such as weekly car service to the grocery. Other free benefits include monthly lectures by notable Bostonians, exercise classes and special health clinics—all activities that take place in neighborhood churches, schools and a community center.
The village hasn't yet had a request it couldn't help fill, says Judy Willett, the social worker hired to direct the association and its two other full-time employees. "We even had a member in the hospital call and ask us to find someone to pick up her betting slips at the track. And we did," she says.
"We wanted everything you'd find in a retirement community or assisted living—but we wanted these services in our own homes," explains Susan McWhinney-Morse, 72, the president of Beacon Hill Village, who was one of the 12 residents who helped create it. "We didn't want to leave the neighborhood we love."
Village founder and member J. Atwood "Woody" Ives, 69, says, "Even the places they call active retirement communities tend to be depressing. They're so artificial—everybody there is old."
But, he says, by staying in his own neighborhood, "I see college students, couples, young families, old people. There is a great mix here, and I think that adds to the quality of life."
Any neighborhood resident age 50 or older can join the village. Its members include retirees in their 90s as well as working people in their 50s and 60s.
"The younger ones join because they like the convenience of our services or they need help caring for a parent who lives with them," Willett says. "They want to support Beacon Hill Village, make sure it will be there as they age."
Membership costs $550 a year per person, $750 a year per couple and $100 a year for lower-income residents, who also get a $250 credit toward services. And the village has people who charge as little as $15 an hour for odd jobs.
The woman the village sent to help Suzanne Stark with Zenobia spent all afternoon with them—driving Stark and her cat to the vet, waiting, then driving them to the animal hospital and finally home. "That saved Zenobia's life," Stark says. The cost of the service: $35.
In many cases remaining at home and using the village's à la carte services is much cheaper than assisted living, Willett says. If, however, someone becomes ill enough to need 24-hour care or other expensive services, the total costs probably will equal those of a nursing home, "but with one big difference: You are in your own home."
Village employees not only provide information and referrals, they telephone members to check that each job was completed satisfactorily.
Although members are entitled to highly personalized attention, the tiny staff—operating out of a one-room neighborhood office—has never been overwhelmed because only about a third of the members call the village frequently. Another third use it now and then, while the remainder draw mainly on its social offerings—lectures, weekly lunches in a local restaurant and day trips to places like the Newport Jazz Festival.
"The social aspect is the secret sauce here," says MIT's Coughlin. "Just bringing services to your door doesn't ensure a good life. People, especially older people living alone, need to be engaged, they need reasons to go out, to be a part of a community. And the village works to give them that."
The core group of 12 residents laid the groundwork for the project with meticulous research, drawing up a business plan, vetting and recruiting a number of businesses and health providers, all of them eager to have a reliable stream of customers. Two key concerns joined their effort early and helped anchor it—Harvard Medical School's Massachusetts General Hospital and HouseWorks, a Boston home services company.
The gifted amateur organizers, however, were canny enough to realize they needed help. By donating their own money and raising contributions from others in the neighborhood who believed in the idea, they hired professionals to help market the village concept to residents. They also approached several foundations for money for the subsidized memberships.
The village still relies on foundations and support from board members and the community, but membership is growing by about eight new members a month.
"Membership fees pay for about 50 percent of our expenses, and within a year we think that will rise to 60 percent," Willett says.
The leafy streets of Beacon Hill are lined with 19th-century townhouses where people such as Henry James and Louisa May Alcott once lived. Today's residents live in a dense mix of fine homes, imposing apartment buildings, condos and even subsidized housing for older people, but they still tend to be well heeled and well educated. Can their aging solution really be transplanted to other, very different communities?
Yes, says Coughlin, because innovations "always start at the top, rather than the middle or the bottom. Of all the ideas we've seen here at the AgeLab, this one has got a better chance of going mainstream than many others."
Establishing this city-bred idea in the suburbs and beyond may actually be easier "because the cost of living, the cost of services is much less expensive there than here," says Sue Bridge, 66, one of the founders who, with help from alumni volunteers from Harvard University's School of Business, wrote the village's business plan.
Coughlin points out that "some of the best-knit communities in America are not in the city but in the country, in rural agricultural areas where institutions of faith often organize services and contacts for people."
Transportation in the suburbs or exurban areas could be an issue, but he does not see it as an insurmountable problem. "You have to think creatively," he says. "Missoula, Montana, for example, uses its airport shuttles in the off-peak hours to ferry older residents where they want to go and to take families to visit relatives in nursing homes."
"What we need," Coughlin says, "are folks with the passion to work these things out." Those people may be in a neighborhood association or they may be entrepreneurs "who see an explosion of disposable income and a demand for services that needs to be met."
One of the biggest obstacles to this effort to change the way people age has been the residents themselves. Village research shows that of the 13,000 people in the Beacon Hill area, 14 percent are age 60 or older, and some of these people were the most resistant.
"We couldn't believe all of the people we approached about joining who told us, 'That's a great idea, but I'm not ready yet,' " says board member Ives. "These were people in their 80s and 90s. People just hate to admit they need any kind of help."
Instead, "too many deal with aging by cutting back on where they go and when, what they do, who they see," says Bridge. "Their lives become more and more constricted. When they join the village, suddenly life opens up again."
One resident who initially resisted the village is now a booster. "They treat me like a queen," says Dorothy Weinstein, 97, who recently signed up for a village trip to New Hampshire to see the fall leaves. "They've been a saving grace."
She uses the village grocery service and calls the office when she needs an escort to her clinic appointments. The village even has volunteers who accompany her on neighborhood walks.
A resident of Beacon Hill for 53 years, still living in the house where she and her late husband raised their sons, Weinstein wouldn't think of moving.
"Where would I be as content as I am here?" she asks. "I look out my window at the park. I see people passing. I talk to old neighbors I know. This is the way I want things."
Geriatric Service at Malden Senior Center
I would like to see this is a part of a Geratric Service with the cooperation of all the non profits serving the Malden Seniors and their families in assuring good caregiving and promised services not only to our residents in subsidized housing but throughout the City.
WE also need the cooperation of our elected City Council as well as the executive deparrments of the Cities, businesses and the activist citizens in our community.
- Show quoted text -
Declaration of Independents
By: Barbara Basler Source: AARP Bulletin Today Date Posted: Dec
CARING FOR AGING IN THE COMMUNITY
CARING FOR AN AGING AMERICA
Caring for an aging america act
1. Sen. Boxer Introduces Health and Long-Term Care Workforce Bill
Sen. Barbara Boxer (D-CA) introduced S. 2708, the Caring for an Aging America Act, on March 5. The bill would address the emerging gap between the increasing number of older Americans and the serious lack of providers trained in caring for their medical, health, and social support needs. NCOA supports the proposal.
The bill would provide $130 million over five years to recruit and retain trained healthcare professionals and direct-care workers by providing them with loan forgiveness and career advancement opportunities. Specifically, the legislation would:
• Establish a Geriatric and Gerontology Loan Repayment Program for health professionals who complete specialty training in geriatrics or gerontology and agree to provide full-time clinical practice and service to older adults for a minimum of two years.
• Expand eligibility for the Nursing Education Loan Repayment Program to include registered nurses who complete specialty training and provide nursing services to older adults in long-term care settings.
• Offer specialty training in long-term care services through the existing Career Ladders Grants Program.
• Create a Health and Long-Term Care Workforce Advisory Panel for an Aging America to identify incentives for recruitment and retention of new populations of clinicians and providers to serve vulnerable older adults
Posted by Malden Senior
Caring for an aging america act
1. Sen. Boxer Introduces Health and Long-Term Care Workforce Bill
Sen. Barbara Boxer (D-CA) introduced S. 2708, the Caring for an Aging America Act, on March 5. The bill would address the emerging gap between the increasing number of older Americans and the serious lack of providers trained in caring for their medical, health, and social support needs. NCOA supports the proposal.
The bill would provide $130 million over five years to recruit and retain trained healthcare professionals and direct-care workers by providing them with loan forgiveness and career advancement opportunities. Specifically, the legislation would:
• Establish a Geriatric and Gerontology Loan Repayment Program for health professionals who complete specialty training in geriatrics or gerontology and agree to provide full-time clinical practice and service to older adults for a minimum of two years.
• Expand eligibility for the Nursing Education Loan Repayment Program to include registered nurses who complete specialty training and provide nursing services to older adults in long-term care settings.
• Offer specialty training in long-term care services through the existing Career Ladders Grants Program.
• Create a Health and Long-Term Care Workforce Advisory Panel for an Aging America to identify incentives for recruitment and retention of new populations of clinicians and providers to serve vulnerable older adults
Posted by Malden Senior
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